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                GO GREEN!!!!!!!
START SAVING CASH FOR
     NEXT CHRISTMAS!
 
WHEN YOU OPEN A CHRISTMAS
      CLUB AT TWIN OAKS
     YOU WILL  RECEIVE A
  "GREEN BAG" TO USE WHEN
  YOU SHOP FOR GROCERIES
    OR CHRISTMAS PRESENTS.

MARSEILLES LIONS CLUB   SUPER BOWL VEGAS NIGHT Sunday, Feb 7th, 2010 4pm to 10pm $10 donation includes food & refreshments.  Open to the public. Menu: Chicken, Spaghetti, and Ravioli. 

  FRIDAY FISH FRY

MARSEILLES LIONS CLUB

SERVING 5:00 PM TO 8:00 PM every Friday through April 2 Dinners include cole slaw, and choice of french fries or baked potato.  Carry-Outs available. 

Are you always in a hurry? Sign up for our internet banking. You can access your accounts and make qualified transfers 24 hours a day. Want to save more time? Check into Bill Pay (available with qualifying accounts).

TELEBANKING AVAILABLE 24 HRS/DAY AT 800-992-4957
NOTICE
Twin Oaks Savings Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
NEW DEPOSIT INSURANCE LIMITS
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013.  On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. 
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